Privacy Policy

Effective Date: October 24, 2025
BMS POINT (BMS Communications and Technologies)

This Privacy Policy explains how BMS Communications and Technologies (“we”, “our”, “us”) collects, uses, discloses, and protects your personal information through our website, mobile applications, and fintech solutions operated under BMS POINT.

1. Scope and Purpose

This policy applies to all customers, agents, employees, and partners who engage with our digital or offline services. We aim to ensure transparency and trust in handling your financial and personal data.

2. Information We Collect

We may collect:

• Personal information (name, contact, address, Aadhaar, PAN, KYC documents)

• Financial details (bank account, transaction records, payment instrument data)

• Login credentials, communication preferences, and service usage logs

• Device identifiers, IP addresses, and browser information for analytics and security

3. How We Use the Information

Your information is used to:

• Enable secure financial transactions and identity verification

• Manage accounts, customer service, and agent onboarding

• Provide updates, promotional offers, and transaction notifications

• Maintain compliance with RBI, NPCI, and government regulations

• Detect fraud, enhance cyber safety, and improve platform performance

4. Data Sharing and Third Parties

We may share data with:

• Authorized payment gateways, financial institutions, and insurers

• Service partners under confidentiality agreements

• Regulatory or governmental authorities for compliance

We never sell or rent user data to third parties.

5. Data Protection & Security Measures

We employ encryption, multi-level authentication, and regular audits to protect your data from unauthorized access, alteration, or loss. Access is restricted to trained personnel only.

6. Data Retention

Personal data is retained only as long as required for the purpose it was collected or as mandated by legal and regulatory frameworks.

7. Consent & User Rights

Under the Digital Personal Data Protection Act (DPDP) 2023, you have the right to:

• Access, correct, or delete your personal data

• Withdraw consent for processing

• Request data portability and restrict processing

Contact our Data Protection Officer for such requests at privacy@bmspoint.co.in.

8. Cookies and Tracking

Our site uses cookies and analytics tools to monitor session data, improve usability, and personalize your experience. You can control cookies via your browser settings.

9. Policy Changes

We may update this policy periodically. Updates will be reflected on our website with a revised effective date.

10. Contact Details

BMS Communications and Technologies
Email: privacy@bmspoint.co.in
Website: www.bmspoint.co.in